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vanny goodfella - rebuild your credit كلمات أغنية

intro (spoken, warm)
yeah, we start from thin lines, rebuild to thick lines
from being broke to being woke — let’s go

chorus (melodic r&b)
rebuild your credit profile, brick by brick, mile by mile
from thin lines to thick lines, watch your future smile
pay on time, keep the lights, keep your balance low
rebuild your credit profile, let your money grow

verse 1 (smooth rap / storytelling)
used to be pockets empty, pockets echo in the night
thin file, no history, every lеnder said “not right.”
late notices on thе table, pride tucked in a drawer
but i learned the game, made a plan, now i’m steady at the door
pulled my reports, saw the errors, disputed what was fake
set a budget, cut the waste, every dollar got a place
auto‑pay on the calendar, no more missed due dates
payment history’s the backbone, that’s how you change your fate

pre‑chorus (sung)
keep the old cards open, don’t close what builds your age
lower utilization, that’s how you turn the page
authorized on a trusted card, seasoning in the file
little wins stack up, watch your credit profile
chorus (melodic r&b)
rebuild your credit profile, brick by brick, mile by mile
from thin lines to thick lines, watch your future smile
pay on time, keep the lights, keep your balance low
rebuild your credit profile, let your money grow

verse 2 (gritty rap)
they said i was broke, i said i’m broke but not defeated
secured card, deposit down, every month i repeated
credit‑builder loan, locked savings, payments on the track
when the bank reports that motion, you get your score back
balance transfers tempting, but don’t chase the quick fix
hard inquiries stack up, don’t let your future mix
diversify the mix — installment, revolving too
but don’t apply for everything, be strategic with the moves

bridge (ai mode — vocal effects, half‑spoken, half‑sung)
ai mode: _n_lyzing habits… optimizing payments…
set reminders, automate, let the system guard your name
experian boost, rent and phone — add the wins to the game
thin profile to thick profile, machine learning on your side
consistency and patience, watch the numbers rise

verse 3 (reflective r&b / rap blend)
remember nights with ramen, counting coins on the floor
now i’m counting credit lines, opportunities at the door
keep accounts open, age of credit, let the history breathe
pay down high balances, utilization underneath 30
if collections haunt your past, get them current, make amends
negotiate, validate, then watch the score ascend
this ain’t overnight magic, it’s discipline and time
from being broke to being woke, now the future’s mine
chorus (big, layered harmonies)
rebuild your credit profile, brick by brick, mile by mile
from thin lines to thick lines, watch your future smile
pay on time, keep the lights, keep your balance low
rebuild your credit profile, let your money grow

outro (spoken, confident)
no quick fixes, only steady moves. dispute the lies, pay the dues, build the proof
thin to thick — you rebuild, you rise. keep the faith, keep the file clean

- vanny goodfella

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